This page explains how Phil Dillard (USATT# 71699)'s rating went from 1225 to 1214 at the Pensacola's 22nd Annual Winter Open held on 13 Jan 2024 - 13 Jan 2024. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.