This page explains how Ben Tone (USATT# 28736)'s rating went from 1165 to 1163 at the Maui USATT League event from 13 Nov 2003. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.