This page explains how Raymond Zhu (USATT# 98266)'s rating went from 147 to 144 at the ICC - Sunday Beginners League event from 12 Mar 2017. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.