This page explains how Stephen D Chu (USATT# 74580)'s rating went from 1989 to 1971 at the NJ State Championship held on - 27 Apr 2014. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.