This page explains how Paul S. Stone (USATT# 10322)'s rating went from 1491 to 1439 at the 1995 Michigan State Championsh held on - 1 Apr 1995. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.