This page explains how Niraj Muni (USATT# 87903)'s rating went from 1960 to 1949 at the NJTTC Monday League event from 15 Jan 2018. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.