This page explains how Vincent Kam (USATT# 74247)'s rating went from 1914 to 1903 at the NJTTC Monday League event from 18 Jan 2016. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.