This page explains how Zoe Zhang (USATT# 264512)'s rating went from 40 to 35 at the ICC - Sunday Beginners League event from 27 Jun 2021. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.