This page explains how Balamurugan Kanagaraj (USATT# 231598)'s rating went from 98 to 96 at the ICC - Sunday Beginners League event from 19 Jan 2020. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.