This page explains how Daniel Guttman (USATT# 20650)'s rating went from 1063 to 1032 at the NJTTC January Open held on - 11 Jan 2009. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.