This page explains how D.j. Settle (USATT# 14685)'s rating went from 1972 to 1956 at the Charlotte TTC Open Benefit held on - 29 May 2005. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.