This page explains how Howard Lambert (USATT# 13816)'s rating went from 1526 to 1520 at the 2004 USA Nationals Championshi held on - 18 Dec 2004. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.