This page explains how Bill Lum (USATT# 55787)'s rating went from 1627 to 1527 at the HTTC Palama Closed held on - 22 Sep 1996. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.