This page explains how Joan Fu (USATT# 26172)'s rating went from 1854 to 1853 at the NJTTC November Open held on - 12 Nov 1995. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.