This page explains how Thomas Maddux (USATT# 55555)'s rating went from 1637 to 1620 at the St. Joseph Valley, No. America held on - 29 May 1995. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.