This page explains how Harvey Gutman (USATT# 6323)'s rating went from 1935 to 1927 at the New Jersey State Championships held on - 9 Apr 1995. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.