This page explains how Kevin Pho (USATT# 63854)'s rating went from 1503 to 1449 at the National Collegiate Team Champ held on - 2 Apr 1995. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.