This page explains how Stephen Finn (USATT# 270149)'s rating went from 1292 to 1270 at the Westchester 2021 December Open held on 29 Dec 2021 - 30 Dec 2021. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.