This page explains how Terry Young (USATT# 9784)'s rating went from 2077 to 2042 at the ICC JOOLA Winter Open 2021 held on 13 Nov 2021 - 14 Nov 2021. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.