This page explains how Steven E Banet (USATT# 48646)'s rating went from 2018 to 1995 at the Kentuckiana League event from 6 Oct 2004. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.