This page explains how Michael J. Ward (USATT# 3592)'s rating went from 1520 to 1515 at the Davison Athletic Club Open-Tea held on - 24 Feb 2001. The links below take you to pages that describe various aspects of the rating processor.

The rating processor goes through 4 passes in order. The links take you to pages that provide detailed explanations of the calculations during each of the 4 passes.